每个企业老板都会致力把生意模式做到最好。
这个时候,让我们为你打造完善的融资计划,
让你的企业拥有充足的现金流 来扩张和提高企业的竞争地位!
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Path-1950.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Path-1950.png)
精准对接
![](https://www.vantacapital.com/wp-content/uploads/2022/06/Vanta-Credit-Logo-Horizontal-300x82.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/Vanta-Credit-Logo-Horizontal-300x82.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/UOB-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/UOB-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Standard-Chartered-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Standard-Chartered-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Bank-Islam-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Bank-Islam-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Citibank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Citibank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/RHB-Bank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/RHB-Bank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/AmBank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/AmBank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Maybank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Maybank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/CIMB-Bank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/CIMB-Bank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/OCBC-Bank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/OCBC-Bank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/HSBC-Bank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/HSBC-Bank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Hong-Leong-Bank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Hong-Leong-Bank-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/PBB-logo-300x167.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/PBB-logo-300x167.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Alixco-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Alixco-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Funding-Societies-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Funding-Societies-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Capbay-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/05/Capbay-1-300x192.png)
![](https://www.vantacapital.com/wp-content/uploads/2024/07/products_03BoostCreditLogoHorizontal@3x-300x85.png)
![](https://www.vantacapital.com/wp-content/uploads/2024/07/products_03BoostCreditLogoHorizontal@3x-300x85.png)
我们已帮助 超过 6,000 家企业!
立即与我们一起获得正确的商业金融解决方案!
![](https://www.vantacapital.com/wp-content/uploads/2022/06/professional-team-1.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/professional-team-1.png)
自家专业团队
自家律师和审计员团队,以专业角度了解企业情况。
![](https://www.vantacapital.com/wp-content/uploads/2022/06/efficient-1.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/efficient-1.png)
快速审核与出款
我们了解时间敏感和紧迫性,帮助顾客在最短的时间内给出有效的方案。
![](https://www.vantacapital.com/wp-content/uploads/2022/06/low-interest-1.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/low-interest-1.png)
低利息、高融资
根据企业情况,对接最合适的渠道,拿到最低利息、最高额的融资。
![](https://www.vantacapital.com/wp-content/uploads/2022/06/repackage-1.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/repackage-1.png)
重新包装公司简介
专业团队协助整理企业管理会计和纳税申报
![](https://www.vantacapital.com/wp-content/uploads/2022/06/security.png)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/security.png)
高保密性
团队由专业人士组成,习惯保护资料隐私,给你充足的安全信心。
我们曾经服务的行业:
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-7-450x400.jpg)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-7-450x400.jpg)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-6-450x400.jpg)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-6-450x400.jpg)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-5-450x400.jpg)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-5-450x400.jpg)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-4-450x400.jpg)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-4-450x400.jpg)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-3-450x400.jpg)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-3-450x400.jpg)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-2-450x400.jpg)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-2-450x400.jpg)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-1-450x400.jpg)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-1-450x400.jpg)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-8-450x400.jpg)
![](https://www.vantacapital.com/wp-content/uploads/2022/06/ConsultedBusiness-8-450x400.jpg)
1. 免费咨询
填写以下表格,我们的专业商业贷款顾问会尽快联系你。
2. 会面分析
我们的顾问与你在办公室会面,面对面了解和洽谈。
3. 提交文件
我们的顾问带领你准备企业文件,加速审核过程并提高批准机率。
4. 申请批准
融资申请批准之后,安排签署法律文件,然后出钱。
查看我们的 借贷个案!
个案 (一)
一家营运了3年的蔬菜水供批发商,看中了市场需要小量包装蔬菜的需求,需要开启新的流水线。
年收益 : RM7.8 Million | 过去6个月的进账平均:RM650,000
公司货车车贷:RM2,500 x 5 = RM12,500 | 原有的几个商业贷款每月分期:RM37,500
Debt Service Ratio, DSR = (6 months Bank Crediting Average x 10%)/ Commitment
= RM650,000 x 10% / RM50,000
= 1.3
这家公司的DSR>1.0,属于在银行还有贷款额度的情况。当时正好有CGC担保的PGGS配套。于是Vanta Consultant带领着老板及公司会计,一起把银行必看的文件,包括审计报告、公司银行户口流水单和Debtor/Creditor Aging List都准备好。两个月内,CGC和银行的申请完成和批准,拿到RM500,00的PGGS,分期9年偿还。
个案 (二)
经营网店生意的老板 Ms Tee,从2021年开始从在家里囤货,一直做到有自己的货仓。不料第二年拿了货仓的房屋贷款之后,Commitment飙高,导致拿不到银行贷款。
当时急需要RM200,000 来锁定进口货物的价钱。Vanta Consultant在对接之后,决定为Ms Tee的公司申请 Vanta Credit。
无抵押商业贷款数额: RM200,000 | 分期:12个月 | 月利率:1.5%
利息计算:RM200,000 x (1.5% x 12) = RM36,000
每个月分期付款= (RM200,000 + RM36,000) / 12 = RM19,667
Ms Tee在通货膨胀和运输费暴涨之前,用这笔贷款数额锁定了货物价钱。一年下来,进行了6次交易,让她的年收益提高了RM500,000。
我们创造给客户的 满意体验! l
原本以为做Car Accessories这个行业不是那么容易可以拿到银行的生意贷款,后来偶然看到Vanta的Facebook广告,跟他们的Consultant接洽。那时是9月尾第一次在我的办公室约谈,11月中就签Offer Letter了!出钱之后,多了五十万的working capital,我就可以再进更多种产品了!
其实我的生意一年差一点点就1百万的生意量了,但是很多银行直接看都不看。外面的Consultant也说我的Revenue不够,没有人愿意帮帮我。还好这个Vanta的小姐愿意给我机会,帮我看看资料。然后我们尝试申请三十万的SME Loan,最后也是因为Annual Revenue的关系,只拿到十五万。她说有了第一个SME Loan,monthly instalment 每个月准时还,之后还有需要申请,就容易很多了!
我的生意本来就是需要很多cash flow的。就是我的买家除了可以跟银行拿loan,也可以跟我的公司拿一个短期的分期付款。MCO之后生意越来越好了,生意上了30%,但是之前的烂账还没有收回来,我也没有多的钱进货和给卖家分期了。认识到Vanta我才知道还有合法公司放贷这个管道,都是有Offer Letter和Agreement的那一种。拿到他们的贷款之后,boost了我的cash flow,赚到手了就尽早还清咯!
之前遇到很多都是电话一打来就说要看文件的。但是Vanta的一个女孩子打来,直说她是客服罢了,千万不要给她资料先!然后她问了几个简单的问题,就是公司是不是Sdn Bhd,生意多少年这样的问题。几个小时之后,那个Consultant就打电话过来了,然后我才跟那个人谈仔细地。可以感受到他们是真心要帮忙的啦,不是只是想要赚我的钱。